Why should you think about getting renter's insurance?

Why should you think about getting renter's insurance?

What happens if a candle tips over and catches your apartment on fire?

What happens if you or your neighbor decides to draw a bath and accidentally walks away from the plugged bath and causes a major flood?

What happens if your neighbor starts a cooking fire and it spreads to your unit?

Everyday these 'What if' scenarios occur in apartment communities. So, what happens if a 'what if' scenario occurs to you? There is a possibility if you don't have renter's insurance, you may lose everything!

Just think, your neighbor doesn't always have to pay you for your stuff and your landlord isn't held responsible. In fact, without renter's insurance, even in accidents that you didn't cause, you could be held responsible for replacing your possessions.

http://www.ktvu.com/news/news/local/three-die-late-night-san-jose-apartment-fire/nTh2B/
http://sanfrancisco.cbslocal.com/2012/07/23/4-alarm-san-jose-apartment-fire-leaves-5-hurt/